Yvonne Ruiz
We paid off nearly $65,000 of debt on ONE income using cash envelopes and the debt snowball method. I'm now a Certified Cash Coach, and I coach moms on how to do the same thing! Weight loss and finances are parallel - I'm on a mission to display that too.
Will that be cash or credit?
My life was borrowed. There was a time when I had no concept of the power of cash. Either I had it or I didn't. And if I didn't, I knew I had a credit card - or two - to make up for it. My purchases could range anywhere between $3 to $300+. From a cup of coffee to a day trip at the mall. When I got my statements, I only batted my eyes long enough to be consoled with the relief that I only owed a mere fraction of my balance that was in the thousands. Paying only $100 now meant that I was free...