Do you feel like you make good money, yet you still ask yourself: "Where does all my money go?"
Do you feel like you don't make enough money to even create a budget, and you have trouble making ends meet?
Do you feel like money makes all the decisions? Even for smaller or essential purchases?
Do you feel like budgeting is a waste of time?
If so, this workbook is all about simplifying the budgeting process. Inside are practical instructions and tips to take the frustration and confusion out of budgeting.
Benefits:
- Direct your money where to go, instead of wondering "Where does all my money go?"
- Get easy instructions on how to budget your money.
- Learn simple strategies to focus on the order of importance for things that need to get paid.
- Learn how to set money aside for larger payments.
- Use a calendar as a money management tool.
My insights and guidance come from the experience of not only using budgets to eliminate nearly $65,000 of debt on ONE income - with a family of 6 - but from coaching other people to start their own budgets to do the same.
Many of us were never taught this valuable skill. That's why this workbook is designed for those who have never even budgeted their money before. It is also for individuals who are experienced with creating a budget but find themselves saying: "I really need to start budgeting my money."
People who are successful with money know how to tell their money what to do.
A budget is like a guide that shows you where your money is going. It helps you see if you're wasting money or if you're on the path to wealth.
This workbook will guide you through the budgeting process in a simple and straightforward way. Working through it will put YOU back in control!
Yvonne Ruiz
Your Financial Coach